Key Differences
| Factor | PCI DSS v4.0 | ISO 27001:2022 |
|---|---|---|
| Scope | Cardholder data only | Entire ISMS |
| Audit Frequency | Quarterly scans | Annual surveillance audits |
| Wardient’s Implementation Timeline | 3-6 months | 6-12 months |
Nigerian Regulatory Landscape
- CBN Mandate: All payment processors must comply with PCI DSS.
- NDPC Act 2023: Aligns with ISO 27001 for data protection.
Cost Breakdown:
- PCI DSS: ₦4-8 million (for Level 1 merchants)
- ISO 27001: ₦2.5-6 million
Wardient’s GRC Process
- Gap Analysis – 2-week assessment.
- Remediation – Prioritize fixes using our Risk Heat Maps.
- Certification Audit – We prepare you for 90%+ success rates.
Client Example: PayVantage achieved both certifications in 9 months with Wardient.